Golden Rule Home Loans llc is a family business. You can meet us for coffee, and get to know us. We treat you like family.
We have been helping Colorado first time home buyers and experienced home owners for 26 years.
Our fees are less, and this results in very competitive purchase and refinance rates for you.
HELOCS starting at 5.99% fixed the first year.
When you start the loan process with us, regardless of your credit, and financial situation, we will never give up on you!
We would love to help you,
Louis and Janine
Tools to help you get started
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.
Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.
Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.
Calculate your mortgage payment, affordability & more
Find out which loan program is right for you
Get pre-approved in minutes with our quick & easy app
Golden Rule Home Loans LLC (GRH Loans LLC) helps first-time homebuyers throughout Colorado, including Denver, Parker, Castle Rock, and surrounding communities, find the right path toward homeownership. Our experienced mortgage professionals provide personalized guidance from pre-approval through closing, working diligently to explore available options and overcome financing challenges. We don't give up on our customers—if there's a possible path forward, we'll work hard to help find it.
While First Time Home Buyer Loans are a primary focus, GRH Loans LLC offers a comprehensive range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, Down Payment Assistance, Bank Statement, DSCR, Reverse Mortgage, HELOC, Investor, and refinance programs. Whether you're buying your first home, purchasing your next property, investing in real estate, or refinancing, we'll help you explore financing options tailored to your needs.
Serving homebuyers and homeowners across Colorado, GRH Loans LLC is committed to providing personalized service, practical solutions, and persistent support throughout the mortgage process. Contact us today to explore First Time Home Buyer Loans and mortgage options available throughout Colorado.

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The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
Answer a few quick questions, No Hassle, No Obligation