Your Mortgage Made Easy

Golden Rule Home Loans llc is a family business. You can meet us for coffee, and get to know us. We treat you like family.

We have been helping Colorado first time home buyers and experienced home owners for 26 years. 

Our fees are less, and this results in very competitive purchase and refinance rates for you.

HELOCS starting at 5.99% fixed the first year.

When you start the loan process with us, regardless of your credit, and financial situation, we will never give up on you!

We would love to help you,

Louis and Janine


Find the Right Mortgage Option for You!

Tools to help you get started

1

Mortgage Calculators

Calculate your mortgage payment, affordability & more

2

Loan Programs

Find out which loan program is right for you

3

Apply Now

Get pre-approved in minutes with our quick & easy app

First Time Home Buyer Loans Throughout Colorado

Golden Rule Home Loans LLC (GRH Loans LLC) helps first-time homebuyers throughout Colorado, including Denver, Parker, Castle Rock, and surrounding communities, find the right path toward homeownership. Our experienced mortgage professionals provide personalized guidance from pre-approval through closing, working diligently to explore available options and overcome financing challenges. We don't give up on our customers—if there's a possible path forward, we'll work hard to help find it.

While First Time Home Buyer Loans are a primary focus, GRH Loans LLC offers a comprehensive range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, Down Payment Assistance, Bank Statement, DSCR, Reverse Mortgage, HELOC, Investor, and refinance programs. Whether you're buying your first home, purchasing your next property, investing in real estate, or refinancing, we'll help you explore financing options tailored to your needs.

Serving homebuyers and homeowners across Colorado, GRH Loans LLC is committed to providing personalized service, practical solutions, and persistent support throughout the mortgage process. Contact us today to explore First Time Home Buyer Loans and mortgage options available throughout Colorado.

$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period

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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Get Started with your Digital Mortgage

Answer a few quick questions, No Hassle, No Obligation

What our clients say about us!